Terms & License Agreement

Effective Date: 25 March 2026

By downloading, installing, or using Cheque-Mate (“App,” “we,” “us”), you agree to this Terms & License Agreement (“Agreement”). If you do not agree, do not use the App.

📄 1. License to Use the App

We grant you a limited, non-exclusive, non-transferable license to use Cheque-Mate on your device for personal, non-commercial purposes. You may not copy, modify, distribute, reverse engineer, or remove proprietary notices. The App remains our property.

📱 2. Using the Service

Cheque-Mate helps you scan receipts, split bills, and collaborate with others. Features may change over time. You are responsible for your activity and for anyone you invite into collaborative splits. Invited users will have access to the shared content in the split.

👤 3. Accounts & Content

Core use does not require an account. For collaborative splits, anonymous identifiers sync sessions. You retain ownership of your content but grant us a license to host, process, and display it as needed to operate the App, including using third-party AI and cloud services.

💳 4. Subscriptions & Payments

Paid features (e.g., Cheque-Mate Pro) are billed via Apple In-App Purchase. Subscriptions renew automatically unless cancelled in Apple ID settings. Refunds and billing disputes follow Apple policies.

✅ 5. Acceptable Use

You agree not to misuse the App, attempt to break security, overload systems, scrape data without permission, or use it for illegal purposes. Violations may result in suspension or termination.

🔄 6. Updates

We may provide updates, upgrades, or new features. Your use of updated versions is subject to this Agreement.

🧠 7. AI & Data Processing

Some features, including receipt scanning, collaborative splits, and optional calorie estimates, use automated systems and third-party services. Results may be inaccurate or incomplete. You should verify amounts, items, and calorie estimates before relying on them.

🍕 8. Calorie Estimates (Pro)

Optional calorie information is provided as a best-effort estimate and is generated by AI. It is approximate and for convenience only. It is not medical, nutritional, or dietary advice and should not be used as a substitute for professional guidance.

👶 9. Children

The App is not intended for children under 13. By using the App, you represent that you meet the minimum age requirement and can form a binding contract in your jurisdiction.

⚠️ 10. Disclaimers & Liability

The App is provided “as is”. We disclaim warranties of merchantability, fitness for a particular purpose, and non-infringement. You are responsible for split totals, interactions with other users, and any decisions based on calorie estimates. Liability for claims is limited to the greater of what you paid in the last 12 months or £50, except where law prohibits limitation.

🚫 11. Termination

This license and access to the service may be terminated if you breach this Agreement. Upon termination, delete all copies of the App from your devices.

⚖️ 12. Governing Law

This Agreement is governed by the laws of England and Wales. Courts in England and Wales have exclusive jurisdiction, subject to mandatory consumer protections in your country of residence.

✉️ Contact

Questions about this Agreement: hello@cheque-mate.app.