Snap. Split. Sorted.

Scan the bill, claim what you had, and settle up with your mates — on trips, group tabs, and quick one-off splits.

Download on the App Store
Cheque-Mate home screen — What are we splitting? Quick Split and Trips & Groups

Three steps. Zero awkward maths.

1

Snap the bill

Point your camera at any receipt. Every item lands in the split, priced and ready — even that discretionary service charge.

2

Claim what you had

Everyone takes what they had — a whole item, or one tap cuts it into portions for the table. Fair-share maths keeps it honest to the penny.

3

Settle up

Who-Owes-Who works out the fewest payments, and Pay buttons deep-link straight into PayPal, Monzo, Revolut, Venmo or Cash App.

Trips & Groups

One folder for the whole trip.

Every bill from the weekend lives in one shared folder. Mates join with a link, claim their own items whenever suits them, and the running balances keep score — bill by bill, person by person.

  • Drop in every receipt as you go
  • Everyone claims their own items — no one plays banker
  • Running balances update live for the whole group
A trip folder — bills, members and running balances in one place

No app needed

Your mates just tap the link.

Send an invite and anyone can join from their browser — iPhone, Android, laptop, anything. They claim their items and see exactly what they owe, penny-identical to the app. No download, no account, no excuses.

  • Join a split in seconds from any browser
  • Claim items and portions with the same controls
  • The maths agrees with the app to the exact penny
The Cheque-Mate web dashboard in a desktop browser
Joining a split from a mobile browser

Quick Split

Dinner with mates? Sorted before the coats are on.

One-off meal, no folder needed. Scan, everyone takes their share of the bill, and see who owes what — then save the split if you want to keep the receipts.

  • Share any item — cut it into as many portions as you like
  • Service charge splits itself fairly
  • Save your favourite splits for later
Claiming items — take yours, or cut an item into portions

Who-Owes-Who

Fewest payments, straight to their bank.

Cheque-Mate collapses the whole trip into the fewest possible payments. Tap Pay and it deep-links into the payment app your mate actually uses — card details never touch Cheque-Mate.

PayPal Monzo Revolut Venmo Cash App
Settle Up — fewest payments with Pay and Request buttons

The details your group will argue about anyway.

🧾

Shareable summaries

Ten share styles — from clean glass to a thermal receipt — plus a per-person summary card for the mate who demands proof.

📊

Trip insights

Big Spender, the damage curve, spend by venue — the whole trip's story in one sheet.

➗

Penny-exact fairness

Fair-share maths splits shared items honestly and absorbs rounding so totals always add up. Always.

🔒

Private by design

No card numbers, no bank logins. Payments happen in the apps you already trust.

Next round's on you.
The maths is on us.

Download on the App Store